can you do jail time when you owe a payday loan, I originally borrowed?

Posted on November 25, 2011 in General Question by captsolu

Question by barn’es: can you do jail time when you owe a payday loan, I originally borrowed? $ 300.00 and the company is trying to sue me for over $ 2000.00 for theft. Do I need a lawyer or is this a scare tactic? Best answer: Answer by CatDadWriting a bad check can be a…

Can you get a certificate in mortgage loan processing?

Posted on November 25, 2011 in General Question by captsolu

Question by tattletale: Can you get a certificate in mortgage loan processing? I know you can get training to do income taxes but, what about training to processes loans. Most jobs I see in that field only ask for a high school diploma and experience. Best answer: Answer by sassy25No you have to take a…

Is anyone else having to “take a second mortgage on their house” to have their family over for Thanksgiving?

Posted on November 25, 2011 in General Question by captsolu

Question by thirsty mind: Is anyone else having to “take a second mortgage on their house” to have their family over for Thanksgiving? what ever happened to “What may I bring something?” Best answer: Answer by deejayspopYeah, I know the feeling, what’s just as bad is when everyone is done eating they get up and…

How can I help a family with budgeting?

Posted on November 25, 2011 in General Question by captsolu

Question by grimseraphim: How can I help a family with budgeting? How can I lower interest on credit cards? and lower the minimum payment? I am working with a non-profit to help people in the community with debt consolidation and budgeting. I am looking for tips, suggestions, strategies and proven methods for debt consolidation/credit counseling….

equity in new home is$16,000 more than purchase price.can a second be taken out?

Posted on November 25, 2011 in General Question by captsolu

Question by misscyndi35: equity in new home is,000 more than purchase price.can a second be taken out? We want to consolidate some bills and need to take a second mortgage of approximately $ 7,000 Best answer: Answer by Warlordwhat you might want to do it refinance with some cash out. 7k second will cost you…

How long must I hold a job for in order to qualify for a Mortgage?

Posted on November 25, 2011 in General Question by captsolu

Question by James: How long must I hold a job for in order to qualify for a Mortgage? I want to buy a home and get a mortgage and was wondering generally how long does someone have to have a job for? I want to wait at least a year and a half, do you…

Mortgage Brokers only for those with poor credit?

Posted on November 25, 2011 in General Question by captsolu

Question by Chris-in-Alberta: Mortgage Brokers only for those with poor credit? My wife and I have good credit good equity and are thinking of financing a third home. Our other 2 mortgages are with BMO. Should we look more into Mortgage brokers or do banks typically have the best options? Best answer: Answer by donfletcheryhMortgage…

what could happen if stopped paying my second mortgage,but continued paying my fist mortgage?

Posted on November 25, 2011 in General Question by captsolu

Question by Lee T: what could happen if stopped paying my second mortgage,but continued paying my fist mortgage? Best answer: Answer by Santa BarbaraThe second mortgage holder would foreclose, taking over your house if they wanted to pay the first mortgage. Know better? Leave your own answer in the comments!

What should I do with my borderline mother?

Posted on November 25, 2011 in General Question by captsolu

Question by Lyricist: What should I do with my borderline mother? I have a love/hate/hate relationship with my mother. She abused me as a child, hated me for the fact that I missed my father (who left her), blamed me for her having not gone back to college, and has done so much to try…

canI apply for a second mortgage loan without my spouse co-signing?

Posted on November 25, 2011 in General Question by captsolu

Question by ernied2006: canI apply for a second mortgage loan without my spouse co-signing? Best answer: Answer by Amy BYes you can! We did What do you think? Answer below!